Save approximately $460/mo by assuming the available FHA Loan with a fixed 4.99 rate!! In addition, home is being offered at last year's pricing providing the lucky new owner with instant equity. No need to wait months on construction for a lower rate, this home is ready for its new person. This home will exceeds your expectations, built in 2023 and beautifully designed with 4 bedrooms, 2 baths, on a conservation lot, offering a harmonious blend of comfort, style, nature, and fixed savings. Nestled in a serene neighborhood, this property has an open floor plan and lovely views of a tranquil pond right in your backyard. Enjoy cooking in a modern kitchen equipped with stainless steel appliances, granite countertops, 42 upper cabinetry, and a large island. It's a chefs delight and ideal for preparing meals while staying engaged with family and friends. Retreat to the expansive master bedroom featuring a generous walk in closet and a luxurious en suite bathroom with dual sinks, and large shower. The three additional bedrooms are all in the front of the house for privacy and plenty of space for family, guests, or a home office. Additional highlights include a two car garage with insulated door, energy efficient windows and appliances, spray foam insulation, and smart locks. The location is ideal for commuting to Tampa, Wesley Chapel, and nearby Epperson Lagoon. No CDD fees, very low HOA, and no flooding. Also convenient to numerous State Parks for all your hiking, biking, kayaking outdoor adventures. Schedule a viewing today!! Savings estimate is based on current rate of 7%. NO STORM DAMAGE NO FLOOD INS